In-depth training on these rules is essential for the business professional who is in any way connected to residential real estate transactions, mortgage lending or settlement services in order to insure the viability of a transaction for their customers, as well as for the secondary market.

Join Dodd Frank Update and sponsor North American Title Insurance Co. for this 90-minute webinar and get the necessary training on the new ability-to-repay final rules. Compliance attorneys Richard Andreano, a partner at Ballard Spahr LLP, and Jed Mayk, a partner at Hudson Cook, LLP, will provide in-depth instruction on the important elements of the rule, including:

• How government regulators structured a QM;
• How to comply with the QM standard;
• The impact of the new rule on the industry;
• Points and fees and affiliated business arrangements;
• Differences in the final rule compared with the proposal; and
• Best practices.

Webinar participants will have an opportunity to ask questions and will receive the full PowerPoint presentation following the live event, along with related articles from October Research LLC publications. Register for a live site and have your entire staff listen in and/or order the recording and view the webinar at your earliest convenience.

Join us! Register for this webinar. Or purchase the complete Dodd-Frank Webinar Series and save!

Featured Speakers:

Richard J. Andreano, Jr.
Partner, Ballard Spahr LLP

Richard J. Andreano, Jr., is a partner at Ballard Spahr LLP in the Business and Finance Department, practice leader of the Mortgage Banking Group, and a member of the Consumer Financial Services and Privacy and Data Security Groups. He has devoted more than 25 years of practice to financial services, mortgage banking and consumer finance law. Rich advises lenders, servicers, brokers, homebuilders, title companies, real estate professionals and other settlement providers on regulatory compliance and related matters, including issues concerning the Dodd-Frank Wall Street Reform and Consumer Protection Act, Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Fair Housing Act, Fair Credit Reporting Act (including FACTA), Home Mortgage Disclosure Act (HMDA) and Gramm-Leach-Bliley Act.

He assists clients with a variety of regulatory issues, including issues relating to the foreclosure crisis and related regulatory review of foreclosure and servicing practices, repayment ability/qualified mortgages, loan originator compensation, integrated disclosures, fair lending, affiliated business and service arrangements, and marketing and similar arrangements. Rich is editor-in-chief of "Mortgage Finance Regulation Answer Book 2011-2012," published by the Practising Law Institute; author of its chapters on Dodd-Frank, HMDA and RESPA; and co-author of its ECOA and TILA chapters. He received his law degree with honors from George Washington University Law School and a bachelor's degree with honors from State University of New York at Oneonta.

Jed Mayk
Partner, Hudson Cook, LLP

Jed Mayk is a partner at Hudson Cook, LLP. He concentrates his practice in the area of state and federal regulatory compliance for the mortgage, home equity, and other consumer lending programs of banks and licensed lenders and brokers. Compliance areas of focus include: TILA, HMDA, ECOA, HPA, GLBA Privacy, RESPA, FCRA, FACT Act, state licensed lender laws, state and federal "high cost" lending laws, mortgage lender/broker licensing, motor vehicle leasing and installment sale laws, and retail installment sale laws.

Jed also advises clients on federal real estate lending and appraisal rules for depository institutions, OCC preemption, exportation and most favored lender issues, DIDMCA/AMTPA preemption, EFTA, electronic commerce and data security, and state and federal debt collection laws. He negotiates loan sale and purchase agreements, subservicing agreements, financial services outsourcing agreements and other agreements relating to consumer lending programs.

He has authored numerous articles and speaks regularly on Dodd-Frank Act issues affecting the mortgage and real estate markets. He received a law degree with honors from Rutgers University School of Law and a bachelor’s degree, summa cum laude, from St. Joseph’s University.

Moderator:

Nathan Marinchick
Editor, Dodd Frank Update

Nathan Marinchick is editor of Dodd Frank Update, which was launched in early 2011 to provide daily updates on the avalanche of regulations, opinion papers, Congressional hearings and case law that has emerged in the wake of the passage of the Dodd-Frank Act in 2010.

A veteran journalist, Marinchick spent nearly a decade as a reporter and anchor in the Cleveland, Ohio, radio news market before joining October Research in March 2011. His reporting spanned government, industry and pop culture.

Marinchick has a communications degree from John Carroll University in Cleveland, Ohio.