Violating state and federal laws, even unknowingly, can result in regulatory or court actions that can bankrupt a title agency. As compliance issues become increasingly complex and technical, it’s vitally important for an agency’s entire staff to become educated.

With one registration, you can invite your entire staff to listen and learn as two of the nation’s top compliance attorneys instruct on laws and regulations that affect title insurance professionals and how business should be conducted to avoid violations. The material presented covers RESPA, but also goes beyond that, focusing on a gamut of compliance issues affecting the title industry.

Our featured presenters are a unique pair in that one will approach the material from a legal perspective, while the other will focus on the operational and implementation aspect. The Webinar will cover an array of timely and crucial topics for title agents including:

• The new GFE/TILA combined disclosure form — updates on the Consumer Financial Protection Bureau and its activities with the new form, the status on the rule, a detailed description of the most recent version of the form, implementation considerations and impact on the HUD-1 Settlement Statement;
• How recent HUD settlements such as Fidelity and Prospect Mortgage have impacted the industry and the takeaways for title agents;
• State legislation and regulatory movements — where the states are headed and their focus for title agents and title operations;
• Foreclosures — a review of federal agency consent orders and state actions to address foreclosure issues; and
• What title agents should know about the qualified residential mortgage definition and its status with the regulators.

This Webinar is a must for all title agents, whether you are a seasoned professional concerned with staying compliant in a dynamic regulatory environment or you are fairly new to the industry, needing an instructional course on how to make your business compliant to avoid legal trouble.

Featured Speakers:

Charles C. Cain
Senior Vice President, WFG National Title Insurance Co.

Chuck Cain is senior vice president, agency manager, Midwest, for WFG National Title Insurance Co. Chuck has been in the title insurance industry since 1977. He is a graduate of The Ohio State University and the Salmon P. Chase College of Law at Northern Kentucky University. He is admitted to practice in Ohio and Kentucky, several Federal District courts and the U.S. Court of Appeals for the 6th Circuit. He is former chair of the Real Property section of the Cincinnati Bar Association, a former director of the Cincinnati Mortgage Banker’s Association and a recipient of a special citation from the U.S. Department of Housing and Urban Development concerning Fair Housing Best Practices.

A native Cincinnatian, he has been a licensed title insurance agent for over 25 years and was an owner-operator of his own agency for 18 years. He has spoken before the American Land Title Association, Ohio Land Title Association, the Indiana Land Title Association, the Michigan Land Title Association, the Missouri Land Title Association, RESPRO, the National Settlement Services Summit, Title Radio, and numerous other groups and classes on the topic of title insurance and compliance. He is also the president of consulting firm Alliance Solutions, LLC.

Francis (Trip) X. Riley, III
Vice Chairman, Saul Ewing

Francis (Trip) Riley is Vice Chairman of Saul Ewing’s 100-plus attorney litigation department. He concentrates his practice on complex commercial litigation matters, focusing primarily on business torts and breach of contract. Trip also litigates corporate disputes and claims related to intellectual property.

Trip leads a team of attorneys that represent and counsel real estate settlement services industry clients, including mortgage lenders and brokers and loan servicers; real estate brokers, and title insurance underwriters and agents in litigation, regulatory and business matters. As part of this practice, Trip counsels on and litigates issues related to RESPA, TILA, HOEPA, Fair Foreclosure Acts, UDAP claims, insurance rate issues, and other statutory and common law consumer complaints, as well as governmental investigations and enforcement. He has litigated numerous other commercial disputes in which his settlement services industry clients have been a party. Trip also provides administrative and regulatory counseling on existing operational issues and proposed product and service programs to settlement services industry clients.

Trip regularly appears and tries cases in both federal and state courts. Recent representations include: represented the National Association of Mortgage Brokers in its challenge to the Federal Reserve Board’s Final Loan Origination Compensation Rule; represented a title industry client in a U.S. District Court for the District of New Jersey putative class action in which RESPA, TILA, RICO and state consumer fraud claims were asserted. Obtained dismissal of the action on an initial 12(b)(6) motion to dismiss (some claims with prejudice); Obtained on behalf of a mortgage lending client the dismissal of TILA, RESPA and state consumer fraud claims brought in the Superior Court of New Jersey; and obtained summary judgment in favor of a mortgage lender client against TILA, RESPA, the Fair Foreclosure Act and consumer fraud counterclaims by the defaulted borrower. Trip is a member of numerous industry associations and has received recognition in several trade journals for his accomplishments.

Moderator:

Nathan Marinchick
Associate Editor for The Legal Description and Dodd Frank Update

Nathan Marinchick is an associate editor with October Research and is primarily tasked with generating stories and other content for The Legal Description and the newly launched Dodd Frank Update. He also appears on October Research Webinars and at live conferences. Before coming to October Research, Nathan spent nine years as a news anchor and reporter at WTAM 1100 AM in Cleveland.