The sheer volume of RESPA violation complaints and enforcement actions in the industry illustrates that while most people know RESPA exists, many either don't understand or choose to disregard its provisions.

In order to promote clarity of the rules, in this special report, a RESPA attorney provides a nuts-and-bolts look at the statute. Sections highlight:

• The scope of RESPA
• What Section 8 says regarding referral fee prohibitions
• What exceptions to the anti-kickback rule apply
• The rules governing lender payments to mortgage brokers
• The rules and definitions governing affiliated business arrangements
• How to tell if an affiliated arrangement is not bona fide
• What constitutes "required use" and how to know when it applies
• Guidelines for understanding markups and overcharges
• The parameters of Section 9
• General tips for compliance

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