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Subscriber Agreement




This Subscriber Agreement governs your use of October Research publications and their associated websites including The Title Report (, The Legal Description (, Valuation Review (, RESPA News (, and Dodd Frank Update (

1. Changes to Subscriber Agreement
We may change the terms of this Agreement at any time by notifying you of the change in writing or electronically. The changes also will appear in this document, which you can access at any time by going to You signify that you agree to be bound by such changes by using a Service after changes are made to this Agreement.

2. Privacy
Registration data and other information about you are subject to our Privacy Policy. October Research (“OR”), publisher of the aforementioned newsletters and web sites, is committed to protecting your privacy while using our websites.

3. Fees and Payments
You can always find the current subscription fee for our Service on our web site. As part of a subscription, you agree to pay the subscription fees at the rates in effect when the charges were incurred. We will bill all charges automatically to your credit card, unless a prior Bill Me option has been implemented.

Subscription fees will be billed at the beginning of your subscription.

4. Renewals
Your subscription will not renew automatically. If at any time you wish to renew your current subscription you can contact our Customer Service department at 330-659-6101. Your subscription will automatically terminate at then end of your subscription period.

5. Limitations on Use
a. Only one individual may access any of our publication web sites with his or her username and password; as a subscriber you are prohibited from sharing your username and password with others.

b. The content available through the Service is our property or the property of our licensors and is protected by copyright and other intellectual property laws. You may display or print the content available through the Services for your personal, non-commercial use only. You agree not to sell, publish, distribute, retransmit or otherwise provide access to the content received through either our publications or our web sites to anyone, including your fellow employees. For an electronic, PDF subscription, you are permitted to print out one copy only for personal use.

c. Copyright violations will be prosecuted. 
Any illegal copying or publication without the express written or verbal consent of the publisher is a violation of Federal copyright laws and may be subject to a maximum penalty of $100,000 per infraction. To obtain permission to redistribute material or to report a violation of Federal copyright laws, call us at 330-659-6101, or e-mail us.

d. You agree not to use the Service for any unlawful purpose. We reserve the right to terminate or restrict your access to a Service if, in our opinion, your use of the Service may violate any laws, infringe upon another person's rights or violate the terms of this Agreement. Also, we may refuse to grant you a user name that impersonates someone else, is protected by trademark or other proprietary right law, or is vulgar or otherwise offensive.

6. Third Party Web Sites, Services and Software
This Web site may contain links to other sites that are not owned or controlled by October Research. These links are provided solely for our users’ convenience. Please be aware that we are not responsible for the privacy practices of such other web sites. We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information.

7. Disclaimers of warranties and limitations on liability
You agree that your access to, and use of, the service and the content available through the service is on an "as-is", "as available" basis and we specifically disclaim any representations or warranties, express or implied, including, without limitation, any representations or warranties of merchantability or fitness for a particular purpose. We do not give legal or investment advice or advocate the purchase or sale of any product or service. You should always seek the assistance of a professional for this advice.

8. Contact us
If you have any questions or comments regarding this Subscriber Agreement, please contact us at: 330-659-6101, 330-659-6102 (fax), via email, or via mail at 3046 Brecksville Road, Suite D, Richfield, Ohio, 44286. These are some of the qualities which we strive to put into practice daily and for which October Research is recognized wherever and whenever we do business.

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RESPA News       2017 Special Reports   2017 Summit   Real Estate
Dodd Frank Update   Marketing   2016 Special Reports   2016 Summit   Title Insurance
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October Research, LLC
3046 Brecksville Road, Suite D
Richfield, Ohio 44286

Phone 330-659-6101
Fax 330-659-6102
» The Title Report
» The Legal Description
» Valuation Review
» RESPA News
» Dodd Frank Update

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