Kristie Kully concentrates her practice on federal and state regulatory compliance matters affecting providers of consumer financial products and services. Her practice includes advising clients on compliance with licensing, consumer protection and other practice requirements facing mortgage and consumer lenders/brokers, servicers, and investors, as well as other participants in the real estate finance and consumer credit industries. For example, she helps clients understand their obligations under the federal Truth in Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), the Equal Credit Opportunity Act (ECOA), the Home Mortgage Disclosure Act (HMDA), Secure and Fair Enforcement for Mortgage Licensing Act (SAFE), the Consumer Leasing Act, the Gramm-Leach-Bliley Act, and the Fair Debt Collections Practices Act (FDCPA), as well as similar state laws.
She advises clients in connection with originating, purchasing, and servicing all types of consumer finance products, including residential mortgage loans, consumer loans, credit cards, lease agreements and deposits. She also participates in regulatory compliance due diligence activities.
Determined to stay at the forefront of emerging trends in the class action litigation and financial services sectors, Anthony Sharett maintains a national commercial litigation practice, regularly defending financial institutions and insurance companies against regulatory actions and consumer-led litigation in individual and class action matters. He also advises financial services companies on compliance matters, identifying potential issues and preparing policies and procedures. Additionally, Anthony has experience representing franchisors and franchisees in litigation, regulatory and termination proceedings.
As a former attorney with the Ohio Department of Commerce, Anthony has extensive knowledge of the banking, mortgage, credit union and specialty finance industries. Utilizing a comprehensive approach to counseling, paired with this experience as a former regulator, he understands the key issues that arise within these sectors to proactively assist clients prior to or during litigation or enforcement. Anthony is also a member of the firm's Diversity and Inclusion Committee.
Dodd Frank Update
Katherine Bercik joined October Research, LLC as Editor of Dodd Frank Update in December 2014. Prior to joining the company, Bercik worked as a discovery attorney for a small energy law firm in Columbus, Ohio. Bercik received her law degree from Ohio Northern University and her bachelor's in journalism at Ohio University.