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 Loretta Salzano
Founding Partner
Franzén and Salzano
Loretta Salzano founded Franzén and Salzano in 1997 after serving as in-house counsel to financial institutions. Loretta is also a founder of ComplyShare, a quality control and compliance company.
Loretta advises banks, mortgage lenders, real estate brokers, title agents and other settlement service providers on how to increase their business while remaining within the confines of the laws of all 50 states and federal law including, but not limited to, TILA, RESPA, ECOA and HMDA. Loretta advises her clients regarding fair lending, compensation, marketing, licensure, fees, disclosures, reporting, and other matters related to their products and services. She drafts and negotiates contracts, including service agreements, compensation agreements, loan purchase and sale agreements and warehouse documents. Loretta also assists clients in responding to regulatory examinations and actions.
Loretta was named a Top Compliance Lawyer by Mortgage Compliance Magazine, is a Fellow of the American College of Consumer Financial Services Attorneys and serves as Legal Counsel to the Mortgage Bankers Association of Georgia and to Rainbow Village, a transitional housing program. She is active in many industry and professional associations and frequently speaks on lending issues. Loretta received her B.A. with High Distinction from the University of Michigan and her J.D. from the University of Michigan Law School.
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 Chris Freeman
Editorial Director
October Research, LLC
As the editorial director of October Research, Chris Freeman’s role is to provide oversight and guidance of the editors of the five publications –
The Title Report, The Legal Description, RESPA News, Dodd Frank Update and Valuation Review. He is also a primary contact person for all interested parties looking to engage with the editorial staff at October Research.
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Brian Levy
Of Counsel
Katten & Temple, LLP
Brian S. Levy, Of Counsel with Katten & Temple, LLP since 2009, provides compliance, transactional and regulatory guidance for banks, mortgage originators and related providers. Brian has unique sales and in-house experience (including management of mortgage origination joint ventures with realtors) enabling him to provide practical and creative guidance and training on matters such as RESPA (web marketing, MSA’s, lead sharing, desk leases, AfBA’s, etc.), mortgage repurchase defense, loan sales, LO Compensation and other regulatory requirements and enforcement issues for mortgage lenders, banks and other settlement service providers.
Brian is a frequent conference speaker and was the 2006 Chairman of RESPRO. Among other articles and publications,
Mortgage Banking’s April 2016 edition contained Brian’s article, CFPB’s Enforcement-First Approach, analyzing the CFPB’s enforcement-based method of providing compliance guidance. Brian was General Counsel for a regional bank in Milwaukee WI for 15 years and prior to that worked for 5 years in private practice handling primarily commercial real estate law with what is now the international law firm DLA. Brian graduated from the University of Illinois at Urbana-Champaign, (A.B., 1986, Summa Cum Laude and Phi Beta Kappa) and Harvard Law School (J.D., 1989). Brian can be reached at 262-241-7977 or [email protected] and can be followed on Twitter @BrianSLevy.
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