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Rich Andreano
Partner
Ballard Spahr
Richard J. Andreano, Jr., is a Practice Leader of the Mortgage Banking Group at Ballard Spahr, and a member of the Consumer Financial Services and Privacy and Data Security Groups. He has devoted over 30 years of practice to financial services, mortgage banking, and consumer finance law. Rich advises the mortgage and settlement service industries on regulatory compliance and related matters, including issues concerning the Dodd-Frank Wall Street Reform and Consumer Protection Act, Real Estate Settlement Procedures Act,, Truth in Lending Act, Equal Credit Opportunity Act, Fair Housing Act, Fair Credit Reporting Act (including FACTA), Home Mortgage Disclosure Act, and Gramm-Leach-Bliley Act. He assists clients with preparing for and handling government agency examinations and with regulatory issues, including implementation of the TILA/RESPA Integrated (TRID) disclosure rule, the revisions to the HMDA rules, and compliance with the ability to repay, loan originator compensation, appraisal, escrow and servicing rules. Rich is the author of the MBA Compliance Essentials Loan Originator Compensation Rule Resource Guide™ and co-author of the MBA Compliance Essentials TILA/RESPA Integrated Disclosure (TRID) Resource Guide.
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Valerie Jahn-Grandin
Executive Vice President and Chief Underwriting Counsel
NATIC
Valerie Jahn-Grandin, Esq., Executive Vice President and Chief Underwriting Counsel, for North American Title Insurance Company (NATIC), brings a wealth of commercial real estate experience to her position, including commercial acquisition, conveyance, financing and development, as well as title insurance underwriting. Prior to joining NATIC, Valerie was Senior Underwriting Counsel at Attorneys’ Title Fund Services, LLC, in Orlando, Florida, where she provided underwriting assistance to commercial law firms, foreclosure practices and residential title agents. From 1999 to 2007, she handled all phases of commercial and residential real estate for Burr & Forman. She also managed a real estate caseload for Miami-based Shapo, Freedman & Fletcher for four years prior to that. Valerie is an honors graduate of Rollins College in Winter Park, Florida, and earned her Juris Doctor at the University of Miami School of Law. She is a member of the Florida Bar, CREW Miami and previously, CREW Orlando, where she was voted Most Outstanding Member in 2010. She serves on the task force for the Robert Traurig, Greenberg Traurig LL.M in Real Property Development at the University of Miami School of Law. She has earned the Florida Bar Board Certified Real Estate Lawyer designation, serves as a member of the ALTA Reinsurance Committee and is active in numerous state land title associations.
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Jed Mayk
Partner
Hudson Cook, LLP
Jed Mayk is a partner in the West Chester, Pennsylvania office of Hudson Cook, LLP and Chair of the firm’s Mortgage Lending and Servicing Practice Group. He concentrates his practice on state and federal regulatory compliance for the mortgage, home equity, and other consumer lending programs of depository institutions and licensed lenders. Jed counsels clients on TILA, RESPA and the other core mortgage banking laws and regulations, as well as on federal real estate lending and appraisal rules for depository institutions, OCC preemption, exportation and most favored lender issues. Jed is the co-Editor in Chief of
HouseLaw and a co-author of the RESPA/TIL Integrated Disclosures chapter of The Law of Truth in Lending.
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Kim Phan
Of Counsel
Ballard Spahr
Kim Phan writes and speaks frequently about privacy and data security issues for a variety the consumer financial services industry. Ms. Phan counsels clients on privacy and data security law in areas including the Gramm-Leach-Bliley Act (GLBA), the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA), and other federal and state privacy and data security statutes and regulations. Her work in this area encompasses strategic planning and guidance for companies to incorporate privacy and data security considerations throughout product development, marketing, and implementation. Ms. Phan also assists companies with data breach prevention and response, including establishing effective data security programs prior to a breach and the assessment of breach response obligations following a breach. Ms. Phan's practice also focuses on providing guidance to clients on regulatory compliance matters, including supervisory and enforcement interactions with the Consumer Financial Protection Bureau (CFPB), the Federal Trade Commission (FTC), and other federal and state regulatory agencies.
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