In a fast-pace business world relying heavily on technology to conduct transactions, it is becoming more important than ever for banks and mortgage lending institutions to understand how technology plays a crucial rule in complying with state and federal laws and regulations. Knowing what your institution needs for smooth business processes and compliance assurance is a must. But what are the sticking points? What does your technology checklist entail? Are you using the right platform for your institution?
The staff of Dodd Frank Update and sponsor Medallion Analytics examine technology’s role in implementing Dodd-Frank regulations. With the recent implementation of the Consumer Financial Protection Bureau’s Ability-to-Repay/Qualified Mortgage Final Rule, the lending community faces many challenges. Speakers John Haring, of Ellie Mae, Dan Jones, of Churchill Mortgage Corp., and Jason Roth, of ComplianceEase, give viewers a thorough explanation of technology’s role in this new regulatory landscape and provide tips for ensuring you have the right platform for your business.
This instructional webinar covers:
- A technology checklist to help you with compliance;
- How to avoid common mistakes with technology integrations, platforms and tools;
- The right systems and platforms to use for your business;
- How to assess a good platform;
- Key things to know about technology for lenders;
- Ways technology can help you prove compliance; and
- A list of user-friendly resources to guide you through new rule implementation issues.
The webinar provides insight to these topics and offers practical solutions for smaller institutions as well as larger companies.
Compliance Enablement Manager
As compliance enablement manager, John Haring is responsible for facilitating the implementation and maintenance of residential mortgage lending compliance and industry changes across Ellie Mae’s various software applications, systems and residential mortgage loan documents. Ellie Mae® (NYSE: ELLI) is a leading provider of enterprise level, on-demand automated solutions for the residential mortgage industry.
Jonn has more than 10 years of compliance experience, having served previously as vice president of compliance for Supreme Lending, compliance manager for Classic Mortgage Solutions and director of operations for Polaris Financial Services. His areas of expertise include: compliance; federal, state and local regulations, including ATR/QM, TILA, RESPA and HOEPA/High Cost; loan officer compensation; CFPB exams; and risk management.
Vice President, Technology
Churchill Mortgage Corporation
Dan Jones is vice president of technology for Churchill Mortgage Corporation, where he manages the company's enterprise technology infrastructure, operating platform, programming and web initiatives. Based in Brentwood, Tenn., Churchill Mortgage is a prominent and financially sound leader in the mortgage industry, providing conventional, FHA, VA and USDA residential mortgages across 30 states.
Dan has been with Churchill since July of 2003 and has previously worked as a small business technology consultant, systems analyst for a national manufacturing company and data specialist for an international computer manufacturer. Dan’s experience in customizing and installing Churchill’s multi-branch loan origination platform and integrating their pricing engine, lead management, database marketing, imaging workflow and e-commerce efforts has provided a unique holistic perspective and hands on knowledge of every aspect of the mortgage banking process. In these efforts, he helped spearhead an LOS implementation during Churchill’s transition from broker to correspondent lending in 2003, and played a key role in Churchill’s implementation of a newer LOS.
Jason Roth, CMT
Co-Founder & Senior Vice President, Product Development & Engineering
Jason Roth is senior vice president and co-founder of ComplianceEase, a leading provider of automated compliance and risk management solutions for the residential mortgage lending industry. In this role, he leads design and manages development of the company’s product suite.
Jason is an entrepreneurial executive who draws upon strong computer science and software engineering experience as well as a pragmatic approach to management to design and deliver efficient and innovative enterprise products to the financial services industry. Jason has more than 10 years of experience in the mortgage lending and financial services software industry, with technical expertise spanning design and development of application software, expert systems and web services platform technologies. Jason’s prior experience includes work on Adobe Acrobat and PDF document technology development teams at Adobe Systems, Inc. He is the named inventor on two U.S. patents and was included in October Research’s “Top 40 under 40 in the Mortgage Industry.”
Jason holds a Bachelor of Science in engineering and applied science from the California Institute of Technology (Caltech) and a Certified Mortgage Technologist (CMT) designation from the Mortgage Bankers Association.
John Ralston is a founder and vice president of Product Development at Medallion Analytics. John has worked in the settlement service industry for 15 years, holding many operational roles, most notably managing post-closing operations for Fidelity National Financials National Division.
During his tenure, he developed products and services that improved productivity and mitigated risk between settlement service providers and lenders. One of those products, Closing Stream, was the first viable web-based closing solution in the marketplace. In 2010, John founded Medallion to bridge the gap between lenders and settlement service providers. Medallion provides powerful yet easy-to-use tools to control the lending process ensuring quality and compliance across all parties in a mortgage transaction. John studied Aerospace Engineering at West Virginia University.