Tim Andersen, MAI, MNAA, MSc, CDEI
Chief Executive Officer
The Appraiser's Advocate, LLC Tim Andersen has been actively involved in the appraisal of real property since 1986. Since then he has worked for some of the largest appraisal firms in Palm Beach County, Florida, the County Property Appraisers Office, as well as himself. His experience in appraisal extends from Key West in the south to Brooksville on the northwest part of the state, and many places in between. This experience includes, vacant sites and raw land, office buildings, apartment complexes, warehouses, schools, day care centers, condo units, condo complexes, and so forth. He has done expert witness work, tax appeals, eminent domain, mortgage, and estate work. In 1990, the former Society of Real Estate Appraisers awarded him the SRPA designation. In 1997, the Appraisal Institute awarded him the MAI designation. In 2002, he qualified to be a USPAP instructor. He still teaches both the 7-hour update and 15-hour qualifying classes to both real property and personal property appraisers. His formal education consists of a Bachelors degree in Business Administration, as well as a Master of Science degree, specifically in real estate appraisal, from the University of St. Thomas in Minneapolis. Teaching, writing, and consulting with his fellow appraisers are what he loves to do. He started teaching the sales persons and brokerage classes in the mid 80s at the local community college, then taught basic appraisal classes when it offered those programs. He has taught for the Appraisal Institute, the National Association of Master Appraisers, the National Association of Appraisers, National Aircraft Appraisers Association, the Association of Texas appraisers, the State of Arkansas, the State of Oklahoma, the Wisconsin Realtors® Association, the Columbia Institute, as well as numerous proprietary schools. In addition to teaching, he has also written numerous articles on various facets of real estate appraisal, two books (with another in the works), as well as numerous classes and seminars on various real estate appraisal-related topics. | 
Cheryl Bella, MAI, AI-GRS, FICRAS
Chief Compliance Officer
Bella Appraisal Consulting Services, LLC Cheryl Bonnaffons Bella is a General State Certified Appraiser in the State of Louisiana and the State of Texas. She has earned both the MAI and AI-GRS (General Review Specialist) designations through The Appraisal Institute, and has actively served various positions through the Appraisal Institute at the state and regional levels, including LA Chapter President in 2013. In 2015 Cheryl Bella was appointed by the Governor of Louisiana to serve as a member of the Louisiana Real Estate Appraisers Board. In 2018 Cheryl became an AQB Certified USPAP Instructor. Cheryl’s financial institution compliance experience began in 1992, when she was hired to establish the Appraisal Department for City National Bank (First Commerce Corporation), serving as Vice President, then Vice President of Bank One Corporation. She later joined Hancock Bank to establish an Appraisal Department. In Appraisal Department management Cheryl participated in due diligence analysis as part of bank acquisitions, wrote Corporate-wide appraisal policy and procedures, and authored lender training classes and manuals. In 2001 Cheryl became an independent consultant to financial institutions needing assistance in education, policy and procedure formulation, appraiser list formulation, appraisal review, and procedural documents. In 2014 Cheryl participated in the development of an appraisal management and compliance program that allows banks to manage their appraisal process in-house. The program is FICRAS (Financial Institution Complete Risk Aversion Solution), and she serves as the Chief Compliance Officer. Cheryl has also written and instructed annual banking compliance seminars for various state banking associations, performed compliance trainings for financial institutions and has written and presented a variety of appraisal and real estate agent seminars, including presentations for the Appraisal Institute and American Society of Appraisers national conferences. As a private contractor, she seeks educational opportunities to learn from and instruct lenders, real estate agents and appraisers on appraisal related issues, including regulatory, appraisal theory, and appraisal practices. | 
Mike Holzheimer
Editor
Valuation Review As editor of Valuation Review, Mike Holzheimer seeks out the information and announcements pertinent to appraisers. Through in-depth feature stories, He brings to the readers the insights, expertise and opinions from some of the top authorities within the valuation profession. He speaks directly to company CEOs, presidents and chief operating officers who separate fact from fiction allowing appraisers to make informed decisions as it relates to their business. Valuation Review also engages in conversation with appraisers from across the country telling their success stories and what they feel the appraisal profession needs to improve upon. |
